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Which loan fits your deal? Tell me the property and I'll tell you.

I'm a broker with a network of lenders, so I start with your deal and work backward to the right structure.

Call Ron: (727) 424-2720

NMLS #65972431+ years$100M+ placed

Large Florida home with palm trees and a manicured lawn

Start with the deal type.

Not sure which fits? Call me with the address, the numbers, and your timeline.

  1. Fix-and-flip loansBuy, rehab, sell. I look at the property, the numbers, and your exit.
  2. Bridge loansClose before your regular financing comes through.
  3. Cash-out and refinance loansUse equity to fund the next move.
  4. Distressed property loansForeclosures, fixer-uppers, vacant lots, properties banks avoid.
  5. Construction loansNew builds and major renovations.
  6. Commercial property loansRetail, office, multifamily, mixed-use.
  7. Foreign national loansFlorida investment property for non-U.S. borrowers.

How I look at a deal.

Hard money is equity-based. I look at the property, the equity, the loan-to-value, your plan, and how the loan gets paid back. Credit still counts, and I'll tell you up front if it's going to be a problem.

What to have ready

  • Property address and condition
  • Purchase price, value, or payoff
  • Proof of insurance
  • 1 to 2 months of bank statements when needed
  • Confirmation that taxes are filed annually

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Common questions

Are you a lender?

No. I'm a licensed mortgage broker. Your loan is funded by one of the private or institutional lenders I work with.

Investment property only?

Yes. Not owner-occupied homes.

What if my deal fits two programs?

Many do. Call me and we'll pick the one that gets you the better outcome.

Not sure which program?

Call me. I answer my own phone.

Call Ron: (727) 424-2720

What to have in front of you

  • The property address
  • Purchase price or payoff, and value
  • The loan amount you want
  • Your plan to sell or refinance

Not all of it? Call anyway. I will tell you what I need. I only do investment property.

Call Ron