Loan programs / Fix-and-flip

Fix-and-flip loans for Florida investors, placed by someone who reads the deal.

I look at the property, the numbers, and your exit, then take the deal to the lender most likely to say yes.

NMLS #65972431+ yearsTampa Bay flips

Single-story Florida house mid-renovation under a bright sky

For investors who see the value before the work is done.

Distressed homes, dated rentals, foreclosure and fast-close opportunities, properties a bank won't touch because of the condition or the clock. First flip or fortieth, if there's a clear plan to rehab and sell or refinance, we can talk.

What I look at

  • Purchase price and what it's worth today
  • Your after-repair value (ARV) and how you got it
  • The rehab scope and budget
  • Your timeline to sell or refinance
  • Insurance, taxes, and the cash you're bringing

That's how a deal that looks "too rough" on paper gets a real answer.

How a flip goes with me

  1. Call me with the deal.

    Address, purchase price, repair estimate, target resale, closing date.

  2. I tell you straight if it works.

    Before any paperwork.

  3. I take it to my lenders.

    If the first one passes, I go to the next.

  4. You close and start the work.

Loan size, term, and cost depend on the property, the rehab, and your exit.

Call me with the numbers and you'll know where you stand in one conversation. Rates and terms

What flippers say

“The review focused on the property, the numbers, and the exit. That made all the difference on a time-sensitive flip.”

Fix-and-flip investor

Where I place flip loans

Questions flippers ask

What if the first lender says no?

I take the deal to the next one. That's why you call a broker.

Do you lend on my primary residence?

No. Investment property only.

Have a flip to talk through?

Bring the address and the numbers. I answer my own phone.

Call Ron: (727) 424-2720

What to have in front of you

  • The property address
  • Purchase price and what it's worth
  • Your rehab budget
  • Your plan to sell or refinance

Not all of it? Call anyway. I will tell you what I need. I only do investment property.

Call Ron