Loan programs / Clearwater

Hard money loans in Clearwater, from a Tampa Bay broker.

I place fix-and-flip and bridge loans in Clearwater and Pinellas County through a network of private and institutional lenders.

NMLS #65972431+ yearsTampa Bay local

Clearwater beach seen from above

Clearwater deals that banks may move too slowly to fund.

Clearwater has distinct investment pockets, from beach-adjacent hospitality and rental demand to downtown redevelopment around Cleveland Street and Coachman Park.

If your Clearwater property has equity and a clear exit, hard money can be a faster path than a bank. I look at the property, the numbers, and how the loan gets paid back.

Common Clearwater deals

  • Renovation and resale projects near established neighborhoods
  • Rental property bridge loans around beach or downtown demand
  • Cash-out refinances
  • Foreclosures and distressed homes
  • Small commercial properties near redevelopment corridors

See fix-and-flip, bridge, and all loan programs.

How a Clearwater deal goes with me

  1. Call me with the deal.

    Address, price, numbers.

  2. I tell you straight.

    Whether it works, before paperwork.

  3. I take it to my lenders.

    If the first says no, I try the next.

  4. You close.

What investors say

“Traditional banks kept slowing the process down. Ron understood the property and helped us move quickly.”

Commercial investor

Common questions

Do you lend in Clearwater?

Yes, and across Pinellas County and Florida's west coast from Sarasota north through Pasco.

What kinds of Clearwater properties do you place loans on?

Residential, multi-unit, commercial, mobile homes, vacant lots, and distressed properties, as long as there is equity and a clear way to pay the loan back.

Are you the lender?

No. I'm a licensed mortgage broker, and your loan is funded by one of my lenders.

Investment property only?

Yes.

Other areas I work

Clearwater deal on the table?

Call me. I answer my own phone.

Call Ron: (727) 424-2720

What to have in front of you

  • The property address
  • Purchase price and what it's worth
  • The loan amount you want
  • Your plan to sell or refinance

Not all of it? Call anyway. I will tell you what I need. I only do investment property.

Call Ron