Loan programs / St. Petersburg

Hard money loans in St. Petersburg, from a Tampa Bay broker.

I place fix-and-flip and bridge loans in St. Petersburg and Pinellas County through a network of private and institutional lenders.

NMLS #65972431+ yearsTampa Bay local

St. Petersburg waterfront park at dusk

St. Pete deals that need practical review.

St. Petersburg mixes waterfront demand, downtown redevelopment, activity along Central Avenue and in the Edge District, older neighborhood housing, and momentum around the Innovation District south of downtown.

If your St. Petersburg property has equity and a clear exit, hard money can be a faster path than a bank. I look at the property, the numbers, and how the loan gets paid back.

Common St. Petersburg deals

  • Fix-and-flip homes in older neighborhoods
  • Rental property bridge loans near downtown and Central Avenue
  • Commercial and mixed-use properties
  • Cash-out refinances
  • Distressed property purchases

See fix-and-flip, bridge, and all loan programs.

How a St. Petersburg deal goes with me

  1. Call me with the deal.

    Address, price, numbers.

  2. I tell you straight.

    Whether it works, before paperwork.

  3. I take it to my lenders.

    If the first says no, I try the next.

  4. You close.

What investors say

“Traditional banks kept slowing the process down. Ron understood the property and helped us move quickly.”

Commercial investor

Common questions

Do you lend in St. Petersburg?

Yes, and across Pinellas County and Florida's west coast from Sarasota north through Pasco.

What kinds of St. Petersburg properties do you place loans on?

Residential, multi-unit, commercial, mobile homes, vacant lots, and distressed properties, as long as there is equity and a clear way to pay the loan back.

Are you the lender?

No. I'm a licensed mortgage broker, and your loan is funded by one of my lenders.

Investment property only?

Yes.

Other areas I work

St. Petersburg deal on the table?

Call me. I answer my own phone.

Call Ron: (727) 424-2720

What to have in front of you

  • The property address
  • Purchase price and what it's worth
  • The loan amount you want
  • Your plan to sell or refinance

Not all of it? Call anyway. I will tell you what I need. I only do investment property.

Call Ron