Hard money is built on the property, the equity, and a clear way to pay it back. Here's what to expect when you work with me.
NMLS #65972431+ years$100M+ placed
A bank decides mostly on your income and credit. A hard money lender decides mostly on the property and your plan. That's why it fits deals banks pass on: properties that need work, short clocks, unusual collateral. It's short-term money, usually repaid by a sale or a refinance.
I'm a broker. I don't lend my own money. I place your deal with a lender in my network, and if the first one passes I try the next. The property and the exit matter most. Credit still counts, and I'll tell you up front if it's going to be a problem.
Address, numbers, loan need, timeline, exit.
Value, condition, and equity.
Loan-to-value, amount, cost, term, and any conditions. Specific numbers come on the call.
Insurance, bank statements when needed, tax filing status, and title details.
We close through title or escrow. You repay by selling, refinancing, or another planned exit.
Every loan needs a clear exit before we start. These are the usual ones.
It costs more than a bank loan because it's faster and more flexible. I'll walk you through the full cost on the call, so there are no surprises.
Short term. We pick a term that matches your exit.
No. Investment property only.
What to have in front of you
Not all of it? Call anyway. I will tell you what I need. I only do investment property.
