Fast Hard Money Loans for Florida Real Estate Investors

Close your deal in as little as 2 weeks. Loans from $50K to $2M+ with streamlined approval process.

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Trusted by Florida Real Estate Investors

Success Stories

Join hundreds of investors who've secured over $100M in fast, flexible financing for their real estate projects.

Our Process

From application to funding in as little as 2 weeks. Fast and straightforward process.

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  • Simple Start

    Share your property details and funding needs for a quick preliminary assessment and available loan options.

  • Quick Property Review

    Submit your property information for a value assessment and available loan amount based on our lending criteria.

  • Simple Documentation

    Submit required insurance, bank statements, and tax information for our streamlined underwriting review.

  • Professional Review

    Our Underwriters review your documentation and property value to finalize loan terms and provide formal approval.

  • Fast Path to Funding

    Sign your loan documents, coordinate closing details, and complete the process to receive your funds quickly.

Florida's Gulf Coast Real Estate Market

Where I Lend

From Brooksville to Sarasota, we provide fast funding for residential and commercial real estate investors.

Tampa's Premier Real Estate Market

Investment Opportunity

Home to downtown Tampa, MacDill AFB, and rapidly growing suburbs like Brandon and Riverview. A dynamic market for both residential and commercial investment, with strong population growth, major business districts, and diverse property opportunities.

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Florida's Most Densely Populated County

Investment Opportunity

Stretching from Clearwater to St. Petersburg, this peninsula offers everything from beachfront condos to urban corridors. High tourism, strong rental demand, and limited buildable land create unique investment opportunities across all property types.

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Bradenton's Growing Real Estate Market

Investment Opportunity

Positioned between Tampa Bay and Sarasota, Manatee County combines coastal living with rapid inland growth. From Anna Maria Island's beach properties to Lakewood Ranch's master-planned communities, investors find diverse opportunities here.

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Fast Funding for Your Real Estate Investment

Loan Programs

Flexible loan programs designed for real estate investors, with competitive terms and quick closing.

View Loan Programs

Fix and Flip Loan Program

Purchase, renovate, and sell properties with loans at ~65% ARV. Perfect for Tampa Bay's active fix and flip market.

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Bridge Loans

Quick financing to secure your next property while arranging permanent financing or preparing to sell. Ideal for time-sensitive real estate opportunities.

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Commercial Property Loans

Financing for multi-family, retail, office, and industrial properties. Designed for investors seeking opportunities in Florida's growing commercial market.

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Foreign National Loans

Real estate financing for non-U.S. citizens investing in Florida properties. Simplified process for international investors entering our growing market.

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Refinance & Cash-Out Loans

Access your property's equity for new investments or upgrades. Ideal for investors looking to leverage existing assets for portfolio growth.

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Distressed Property Loans

Financing for non-traditional properties that banks typically avoid. Perfect for investors targeting foreclosures, vacant lots, or historic buildings.

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Note Purchase Program

Investment financing for real estate note acquisitions. Designed for investors seeking opportunities in the mortgage note and trust deed market.

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Quick Answers About Hard Money Loans

Get the facts about our lending process and requirements to help you make informed decisions.

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How fast can I get funded?

Response

Most loans close within 2 weeks from application, provided all required documentation is submitted promptly. Our streamlined process focuses on the property value and your exit strategy, allowing for faster decisions than traditional lenders.

What documentation is required?

Response

We finance residential and commercial properties throughout Florida’s Gulf Coast, including single-family homes, multi-family buildings, retail spaces, office buildings, and industrial properties. Both owner-occupied and investment properties qualify.

What types of properties do you finance?

Response

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What are the minimum requirements?

Response

Each loan is evaluated primarily on the property’s value and your exit strategy. We look at the overall investment opportunity rather than focusing on credit scores. Schedule a call with our team to discuss your specific situation.

Do you have prepayment penalties?

Response

Our loan terms are designed to be flexible for investors. Contact our team to discuss specific terms and conditions that would apply to your situation.