Fix-and-flip loans

Short-term capital for buying, renovating, and reselling Florida investment properties.

Fix-and-flip loans help investors move quickly on properties that need repairs, updates, or a full repositioning before resale. Ron reviews the property, the numbers, the renovation plan, and the expected exit.

North Tampa fix-and-flip property

Who it fits

For investors who see value before the work is done.

This program is for experienced and emerging investors buying distressed homes, dated rental properties, foreclosure opportunities, or properties that need renovation before resale. It is often useful when the property condition or timeline makes traditional bank financing impractical.

A typical hard money loan is around 65% LTV. Higher LTVs may be considered case by case depending on the deal, equity position, and exit strategy.

What Ron reviews

Purchase price, current value, estimated after-repair value, renovation scope, insurance, available cash flow, taxes filed annually, and the timeline to sell or refinance.

Common locations

Tampa, Brandon, Clearwater, Largo, St. Petersburg, Bradenton, Sarasota, Wesley Chapel, New Port Richey, and nearby markets.

Next step

Call Ron with the property address, purchase price, repair estimate, target resale value, and expected closing date.

Clearwater Beach fix-and-flip property

Have a flip to discuss?

Bring the numbers. Ron will help you understand whether the deal fits.

Call (727) 424-2720