Equity-Based Review
Ron focuses on the property, the available equity, the loan-to-value, and the investor’s exit plan.
About Ron Stevenson
Local lending judgment built on 31+ years in the mortgage industry.
Ron Stevenson is a licensed mortgage broker and lifelong Tampa Bay resident who helps Florida real estate investors move quickly when a deal needs practical, equity-based financing.
31+
years of mortgage industry experience
NMLS
#659724
Local
lifelong Tampa Bay resident
FSU
Florida State University graduate
The person behind the lending
Ron brings experience, attention to detail, and direct communication to investor lending.
With more than three decades in the mortgage industry, Ron has built his reputation on client service, careful deal review, and a practical understanding of how real estate financing works when timelines are tight.
Hard money borrowers often come to Ron because the deal does not fit a traditional bank box. The property may need work. The closing window may be short. The borrower may be focused on the asset and exit strategy rather than conventional income underwriting.
Ron’s role is to help investors understand what may be possible, what documentation is needed, and whether the numbers make sense for an equity-based loan.
Why local experience matters
Real estate investing is local. So is Ron’s focus.
Ron lends in Florida, with a focus on the west coast from Sarasota north through Pasco County. That includes investor markets across Manatee, Pinellas, Hillsborough, and Pasco County, where renovation projects, bridge needs, commercial properties, and distressed assets often require speed and judgment.
Because Ron is a lifelong Tampa Bay resident, he understands the local rhythm of the market and the kinds of properties investors are trying to move quickly.
What borrowers can expect
A practical conversation about the deal, not a maze of bank paperwork.
Clear Requirements
Typical items may include proof of insurance, bank statements when needed, and confirmation that taxes are filed annually.
Flexible Property Types
Residential, commercial, multi-unit properties, mobile homes, and distressed assets may be considered.
Direct Access
When the deal is time-sensitive, borrowers need fast answers from someone who can talk through the numbers.
Beyond the deal
Tampa Bay roots, community commitment, and family.
Ron is a graduate of Florida State University and an avid fan of all things Tampa Bay. He is also committed to giving back through volunteering and charitable endeavors.
In his down time, Ron enjoys spending time with his wife Huntleigh and son Andrew. He is also an avid golfer and fisherman.
Have a property to discuss?