:root {
  --ink: #1a1a1a;
  --muted: #595959;
  --paper: #ffffff;
  --wash: #f2f2f2;
  --panel: #ffffff;
  --line: rgba(0, 0, 0, .12);
  --primary: #39e600;
  --primary-hover: #47ff0a;
  --primary-dark: #208000;
  --secondary: #2b5468;
  --secondary-dark: #0f1d24;
  --secondary-hover: #326077;
  --secondary-soft: #edf4f7;
  --shadow: 0 18px 42px rgba(15, 29, 36, .12);
  --radius: 8px;
  --leading-tight: 1.12;
  --leading-heading: 1.16;
  --leading-body: 1.6;
  --text-xs: 13px;
  --text-sm: 14px;
  --text-md: 15px;
  --text-base: 16px;
  --text-body: 17px;
  --text-lead: 18px;
  --text-xl: 21px;
  --heading-sm: 22px;
  --heading-md: 24px;
  --heading-1: clamp(30px, 8.7vw, 36px);
  --heading-2: clamp(26px, 7.4vw, 34px);
  --heading-legal: clamp(26px, 7vw, 36px);
  --stat-size: clamp(28px, 9vw, 42px);
  --metric-size: clamp(26px, 8vw, 40px);
  --hero-body-size: var(--text-body);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  overflow-x: hidden;
}

body {
  margin: 0;
  overflow-x: hidden;
  color: var(--ink);
  background: var(--paper);
  font-family: "Inter", Arial, Helvetica, sans-serif;
  line-height: var(--leading-body);
}

img {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
  text-decoration: none;
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

h1,
h2,
h3 {
  font-family: "Sora", Arial, Helvetica, sans-serif;
  letter-spacing: 0;
  overflow-wrap: break-word;
}

h1 {
  max-width: min(840px, 350px);
  margin-bottom: 18px;
  font-size: var(--heading-1);
  line-height: var(--leading-tight);
}

h2 {
  max-width: min(840px, 350px);
  margin-bottom: 16px;
  font-size: var(--heading-2);
  line-height: var(--leading-heading);
}

h3 {
  margin-bottom: 12px;
  font-size: var(--heading-sm);
  line-height: var(--leading-heading);
}

p {
  color: var(--muted);
  font-size: var(--text-body);
  line-height: var(--leading-body);
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(255, 253, 247, .97);
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(16px);
}

.topbar {
  display: grid;
  gap: 4px;
  justify-items: center;
  padding: 9px 20px;
  color: #fff;
  background: var(--secondary-dark);
  text-align: center;
  font-size: var(--text-sm);
  font-weight: 700;
}

.topbar span {
  max-width: 310px;
  line-height: 1.35;
}

.topbar a {
  font-weight: 900;
}

.nav {
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: center;
  justify-items: stretch;
  gap: 16px;
  max-width: 1240px;
  margin: 0 auto;
  padding: 14px 20px;
}

.brand {
  display: inline-flex;
  align-items: center;
  justify-self: start;
  font-weight: 800;
}

.brand-logo {
  width: 150px;
  height: 54px;
  object-fit: contain;
}

.nav-toggle {
  display: inline-grid;
  width: 46px;
  height: 46px;
  place-items: center;
  justify-self: end;
  padding: 11px 10px;
  background: var(--secondary-dark);
  border: 1px solid rgba(15, 29, 36, .18);
  border-radius: 6px;
  cursor: pointer;
}

.nav-toggle span {
  display: block;
  width: 22px;
  height: 2px;
  background: #fff;
  border-radius: 999px;
}

.nav-toggle span + span {
  margin-top: 5px;
}

.nav-links {
  display: none;
  grid-column: 1 / -1;
  gap: 8px;
  padding: 18px 0 4px;
  color: #3b4740;
  font-size: var(--text-md);
  font-weight: 800;
}

.nav-links a {
  display: block;
  padding: 12px 0;
  border-top: 1px solid var(--line);
}

.nav > .btn-small {
  display: none;
  grid-column: 1 / -1;
  width: 100%;
}

.nav.is-open .nav-links {
  display: grid;
}

.nav.is-open > .btn-small {
  display: inline-flex;
}

.nav-links a:hover {
  color: var(--primary-dark);
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  width: 100%;
  padding: 0 22px;
  color: #000;
  background: var(--primary);
  border: 1px solid rgba(0, 0, 0, .08);
  border-radius: 6px;
  font-weight: 900;
  box-shadow: 0 12px 26px rgba(57, 230, 0, .2);
}

.btn:hover {
  background: var(--primary-hover);
}

.btn-small {
  width: auto;
  min-height: 42px;
  padding: 0 18px;
}

.btn-ghost {
  color: #fff;
  background: transparent;
  border-color: rgba(255, 255, 255, .32);
  box-shadow: none;
}

.btn-muted {
  background: var(--secondary-soft);
  box-shadow: none;
}

.eyebrow {
  margin: 0 0 12px;
  color: var(--primary-dark);
  font-size: var(--text-xs);
  font-weight: 900;
  letter-spacing: 0;
  text-transform: uppercase;
}

.hero,
.about-hero,
.program-hero,
.simple-hero {
  color: #fff;
  background:
    radial-gradient(circle at 10% 12%, rgba(57, 230, 0, .12), transparent 30%),
    linear-gradient(135deg, var(--secondary-dark), var(--secondary));
}

.hero,
.about-hero,
.program-hero {
  display: grid;
  gap: 28px;
  padding: 48px 20px;
}

.hero-copy,
.about-hero-copy,
.program-hero > div {
  width: 100%;
  max-width: 350px;
  min-width: 0;
}

.hero-copy > p:not(.eyebrow),
.about-hero-copy > p:not(.eyebrow),
.program-hero p:not(.eyebrow),
.simple-hero p:not(.eyebrow) {
  max-width: min(720px, 350px);
  color: rgba(255, 255, 255, .83);
  font-size: var(--hero-body-size);
  line-height: 1.55;
}

.hero-actions {
  display: grid;
  gap: 12px;
  max-width: 350px;
  margin: 22px 0;
}

.hero-proof,
.pill-row {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.hero-proof span,
.pill-row span,
.pill-row a {
  display: inline-flex;
  align-items: center;
  min-height: 34px;
  padding: 0 12px;
  border-radius: 999px;
  font-size: var(--text-sm);
  font-weight: 900;
}

.hero-proof span {
  color: rgba(255, 255, 255, .88);
  background: rgba(255, 255, 255, .1);
  border: 1px solid rgba(255, 255, 255, .16);
}

.pill-row {
  margin-top: 22px;
}

.pill-row span,
.pill-row a {
  color: #fff;
  background: var(--secondary);
}

.pill-row a:hover {
  background: var(--secondary-hover);
}

.hero-photo,
.about-portrait,
.program-hero-photo {
  min-height: 280px;
  margin: 0;
  overflow: hidden;
  border-radius: var(--radius);
}

.about-portrait,
.program-hero-photo {
  border: 1px solid rgba(255, 255, 255, .18);
  box-shadow: 0 20px 54px rgba(0, 0, 0, .22);
}

.hero-photo img,
.about-portrait img,
.program-hero-photo img {
  width: 100%;
  height: 100%;
  min-height: 280px;
  object-fit: cover;
}

.about-portrait img {
  aspect-ratio: 4 / 5;
}

.simple-hero {
  padding: 52px 20px;
}

.proof-strip {
  display: grid;
  gap: 1px;
  background: var(--line);
}

.proof-strip div {
  display: grid;
  min-height: 130px;
  place-items: center;
  padding: 24px;
  text-align: center;
  background: var(--secondary-soft);
}

.proof-strip strong,
.proof-strip span {
  display: block;
}

.proof-strip strong {
  font-family: "Sora", Arial, Helvetica, sans-serif;
  font-size: var(--stat-size);
  line-height: 1;
}

.proof-strip span {
  max-width: 230px;
  margin-top: 9px;
  color: var(--muted);
}

.section {
  max-width: 1240px;
  margin: 0 auto;
  padding: 60px 20px;
}

.programs,
.proof-section,
.values-section {
  max-width: none;
  background: #fff;
}

.programs .section-head,
.programs .program-grid,
.proof-section .section-head,
.proof-section .testimonial-grid,
.values-section .section-head,
.values-section .program-grid,
.process .section-head,
.process .steps {
  max-width: 1240px;
  margin-right: auto;
  margin-left: auto;
}

.section-head {
  display: grid;
  gap: 18px;
  margin-bottom: 30px;
}

.section-copy p {
  max-width: 720px;
}

.split-section,
.faq,
.about-story,
.about-media,
.about-personal,
.market-feature,
.loan-detail,
.contact-layout,
.final-cta {
  display: grid;
  gap: 32px;
}

.criteria-panel,
.program-card,
.area-grid article,
.area-grid a,
.testimonial-grid article,
.loan-columns article,
.comparison-grid article,
.contact-card,
.sitemap-grid article,
details {
  background: var(--panel);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: 0 14px 34px rgba(16, 24, 21, .07);
}

.criteria-panel,
.contact-card,
.comparison-grid article,
.sitemap-grid article {
  padding: 24px;
}

.check-list {
  display: grid;
  gap: 12px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.check-list li {
  position: relative;
  padding-left: 30px;
  color: #344039;
  font-weight: 800;
}

.check-list li::before {
  content: "";
  position: absolute;
  top: 8px;
  left: 0;
  width: 14px;
  height: 14px;
  background: var(--primary);
  border-radius: 50%;
  box-shadow: inset 0 0 0 4px #fff;
}

.program-grid,
.area-grid,
.blog-index,
.testimonial-grid,
.steps,
.loan-columns,
.comparison-grid,
.sitemap-grid,
.faq-list {
  display: grid;
  gap: 18px;
}

.blog-index {
  width: 100%;
  max-width: 100%;
  grid-template-columns: minmax(0, 1fr);
}

.program-card {
  display: block;
  min-height: 220px;
  padding: 24px;
  color: inherit;
  border-top: 4px solid var(--primary);
  transition: border-color .18s ease, box-shadow .18s ease, transform .18s ease;
}

.program-card:hover,
.area-grid a:hover,
.blog-card:hover {
  box-shadow: 0 20px 44px rgba(15, 29, 36, .12);
  transform: translateY(-2px);
}

.program-card span {
  display: inline-flex;
  margin-bottom: 22px;
  color: var(--primary-dark);
  font-size: var(--text-xs);
  font-weight: 900;
}

.program-card p,
.area-grid p,
.loan-columns p,
details p {
  font-size: var(--text-base);
}

.callout-card {
  color: #fff;
  background: var(--secondary);
  border-color: var(--secondary);
}

.callout-card span,
.callout-card p {
  color: rgba(255, 255, 255, .78);
}

.blog-card {
  display: flex;
  flex-direction: column;
  width: 100%;
  min-width: 0;
  min-height: 100%;
  padding: 10px;
  color: inherit;
  background: var(--panel);
  border: 1px solid var(--line);
  border-radius: 18px;
  box-shadow: 0 14px 34px rgba(16, 24, 21, .07);
  overflow: hidden;
  transition: box-shadow .18s ease, transform .18s ease;
}

.blog-card-media {
  display: block;
  width: 100%;
  min-width: 0;
  max-width: 100%;
  overflow: hidden;
  aspect-ratio: 16 / 9;
  border-radius: 14px;
  background: var(--secondary-ultra-light);
}

.blog-card-media img {
  width: 100%;
  min-width: 0;
  max-width: 100%;
  height: 100%;
  object-fit: cover;
}

.blog-card-body {
  display: flex;
  flex: 1;
  flex-direction: column;
  gap: 14px;
  min-width: 0;
  padding: 18px 14px 14px;
}

.blog-card h2,
.blog-card h3 {
  margin: 0;
  font-size: var(--heading-md);
}

.blog-card a {
  overflow-wrap: anywhere;
}

.blog-card p:not(.eyebrow) {
  margin: 0;
  font-size: var(--text-base);
  overflow-wrap: anywhere;
}

.blog-card-action {
  align-self: flex-start;
  margin-top: auto;
}

.text-link {
  color: var(--secondary);
  font-weight: 900;
}

.text-link:hover {
  color: var(--primary-dark);
}

.blog-hero h1 {
  max-width: 980px;
}

.blog-article {
  max-width: 920px;
}

.blog-meta {
  color: var(--primary-dark);
  font-size: var(--text-sm);
  font-weight: 900;
  text-transform: uppercase;
}

.article-body {
  display: grid;
  gap: 8px;
}

.article-body h2 {
  margin-top: 28px;
  font-size: var(--heading-md);
}

.article-body ul {
  display: grid;
  gap: 10px;
  margin: 0 0 8px;
  padding-left: 22px;
  color: var(--muted);
  font-size: var(--text-body);
  line-height: var(--leading-body);
}

.article-cta {
  margin-top: 36px;
}

.market-feature {
  padding: 18px;
  background: var(--wash);
  border: 1px solid var(--line);
  border-radius: var(--radius);
}

.market-feature figure,
.about-media figure,
.about-personal figure,
.final-cta figure {
  min-height: 280px;
  margin: 0;
  overflow: hidden;
  border-radius: var(--radius);
}

.market-feature img,
.area-grid img,
.about-media img,
.about-personal img,
.final-cta img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.area-grid a,
.area-grid article {
  display: block;
  color: inherit;
  overflow: hidden;
}

.area-grid img {
  height: 220px;
}

.area-grid h3,
.area-grid p {
  padding: 0 22px;
}

.area-grid h3 {
  margin-top: 22px;
}

.area-grid p {
  padding-bottom: 24px;
}

.process {
  max-width: none;
  color: #fff;
  background: var(--secondary);
}

.process h2 {
  color: #fff;
}

.steps {
  padding: 0;
  list-style: none;
  counter-reset: steps;
}

.steps li {
  position: relative;
  min-height: 190px;
  padding: 64px 20px 22px;
  background: rgba(255, 255, 255, .08);
  border: 1px solid rgba(255, 255, 255, .18);
  border-radius: var(--radius);
  counter-increment: steps;
}

.steps li::before {
  content: counter(steps);
  position: absolute;
  top: 20px;
  left: 20px;
  display: grid;
  width: 34px;
  height: 34px;
  place-items: center;
  color: var(--secondary-dark);
  background: var(--primary);
  border-radius: 50%;
  font-weight: 900;
}

.steps strong,
.steps span {
  display: block;
}

.steps span {
  margin-top: 10px;
  color: rgba(255, 255, 255, .74);
  font-size: var(--text-sm);
}

.testimonial-grid article {
  min-height: 230px;
  padding: 24px;
}

.testimonial-grid p {
  font-size: var(--text-body);
}

.testimonial-grid span {
  color: var(--primary-dark);
  font-weight: 900;
}

summary {
  cursor: pointer;
  padding: 20px;
  font-family: "Sora", Arial, Helvetica, sans-serif;
  font-size: var(--text-lead);
  font-weight: 800;
}

details p {
  margin: 0;
  padding: 0 20px 20px;
}

.final-cta,
.city-final-cta {
  padding: 52px 20px;
  color: #fff;
  background: var(--secondary-dark);
}

.final-cta h2,
.city-final-cta h2 {
  color: #fff;
}

.about-media {
  max-width: none;
  background: var(--secondary-soft);
}

.about-personal > div {
  align-self: center;
}

.loan-columns {
  padding-top: 0;
}

.loan-columns article {
  min-height: 190px;
  padding: 24px;
}

.deal-form {
  display: grid;
  gap: 16px;
}

.deal-form label {
  display: grid;
  gap: 7px;
  color: var(--ink);
  font-weight: 800;
}

.deal-form input,
.deal-form select,
.deal-form textarea {
  width: 100%;
  min-height: 46px;
  padding: 10px 12px;
  color: var(--ink);
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 6px;
  font: inherit;
}

.deal-form textarea {
  min-height: 132px;
  resize: vertical;
}

.ltv-box {
  display: grid;
  gap: 10px;
  text-align: center;
}

.ltv-box strong {
  font-family: "Sora", Arial, Helvetica, sans-serif;
  font-size: var(--metric-size);
}

.ltv-box span {
  color: var(--muted);
  font-weight: 800;
}

.legal-page {
  max-width: 900px;
}

.legal-page h2 {
  margin-top: 34px;
  font-size: var(--heading-legal);
}

.legal-page h2:first-child {
  margin-top: 0;
}

.legal-page a,
.sitemap-grid a {
  color: var(--secondary);
  font-weight: 800;
}

.sitemap-grid h2 {
  font-size: var(--heading-md);
}

.sitemap-grid a {
  display: block;
  margin-bottom: 10px;
}

.sitemap-grid a:hover,
.legal-page a:hover {
  color: var(--primary-dark);
}

.footer {
  display: grid;
  gap: 14px;
  padding: 42px 20px 28px;
  color: rgba(255, 255, 255, .76);
  background: var(--secondary-dark);
}

.footer > div {
  padding: 20px;
  background: rgba(255, 255, 255, .055);
  border: 1px solid rgba(255, 255, 255, .12);
  border-radius: var(--radius);
}

.footer > div:first-child {
  padding: 0 0 10px;
  background: transparent;
  border: 0;
}

.footer h3 {
  margin-bottom: 14px;
  color: var(--primary);
  font-size: var(--text-base);
}

.footer a,
.footer span {
  display: block;
  margin-bottom: 11px;
  line-height: 1.35;
}

.footer .brand {
  color: #fff;
  margin-bottom: 18px;
}

.footer p {
  color: rgba(255, 255, 255, .68);
  font-size: var(--text-md);
}

.footer .brand + p {
  max-width: 34ch;
  margin-bottom: 18px;
}

.license,
.copyright {
  margin: 0;
  padding-top: 20px;
  border-top: 1px solid rgba(255, 255, 255, .12);
}

.copyright {
  padding-top: 12px;
  border-top: 0;
}

@media (min-width: 760px) {
  :root {
    --heading-1: clamp(46px, 6.8vw, 82px);
    --heading-2: clamp(34px, 5vw, 58px);
    --hero-body-size: var(--text-xl);
  }

  h1 {
    max-width: 840px;
  }

  h2 {
    max-width: 840px;
  }

  .topbar {
    display: flex;
    gap: 24px;
  }

  .topbar span {
    max-width: none;
  }

  .btn {
    width: auto;
  }

  .hero-actions {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    max-width: none;
  }

  .hero-copy,
  .about-hero-copy,
  .program-hero > div,
  .hero-copy > p:not(.eyebrow),
  .about-hero-copy > p:not(.eyebrow),
  .program-hero p:not(.eyebrow),
  .simple-hero p:not(.eyebrow) {
    max-width: 720px;
  }

  .hero,
  .about-hero,
  .program-hero {
    padding: 72px clamp(24px, 7vw, 104px);
  }

  .section {
    padding: 84px 24px;
  }

  .deal-form .full,
  .deal-form button,
  .license,
  .copyright {
    grid-column: 1 / -1;
  }

  .final-cta,
  .city-final-cta {
    padding: 68px clamp(24px, 7vw, 104px);
  }

  .simple-hero {
    padding: 72px clamp(24px, 7vw, 104px);
  }
}

@media (min-width: 1001px) {
  .nav {
    grid-template-columns: auto minmax(0, 1fr) auto;
    align-items: center;
    gap: 28px;
    padding: 16px 24px;
  }

  .brand-logo {
    width: 148px;
    height: 62px;
  }

  .nav-toggle {
    display: none;
  }

  .nav-links {
    display: flex;
    grid-column: auto;
    align-items: center;
    justify-content: center;
    flex-wrap: wrap;
    gap: 22px;
    padding: 0;
    text-align: center;
  }

  .nav-links a {
    padding: 0;
    border-top: 0;
  }

  .nav > .btn-small {
    display: inline-flex;
    grid-column: auto;
    justify-self: end;
    width: auto;
  }

  .area-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .proof-strip,
  .program-grid,
  .blog-index,
  .testimonial-grid,
  .steps,
  .loan-columns,
  .comparison-grid,
  .sitemap-grid,
  .deal-form {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .latest-blog .blog-index {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .footer {
    grid-template-columns: 1fr 1fr;
    column-gap: 56px;
    row-gap: 16px;
  }
}

@media (min-width: 1060px) {
  .hero {
    grid-template-columns: minmax(0, 1fr) minmax(360px, 42%);
    gap: 0;
    min-height: 720px;
    padding: 0;
  }

  .hero-copy {
    display: flex;
    flex-direction: column;
    justify-content: center;
    max-width: 900px;
    padding: 78px clamp(24px, 7vw, 112px);
  }

  .hero-photo {
    border-radius: 0;
    min-height: 520px;
  }

  .hero-photo img {
    min-height: 520px;
  }

  .about-hero,
  .program-hero {
    grid-template-columns: minmax(0, 1fr) minmax(320px, 38%);
    gap: 48px;
    align-items: center;
  }

  .about-hero {
    min-height: 680px;
  }

  .program-hero {
    min-height: 560px;
  }

  .detail-hero {
    min-height: 520px;
  }

  .about-portrait,
  .program-hero-photo {
    min-height: 360px;
  }

  .about-portrait img,
  .program-hero-photo img {
    min-height: 360px;
  }

  .split-section,
  .faq,
  .about-story,
  .about-media,
  .about-personal,
  .loan-detail,
  .contact-layout,
  .final-cta {
    grid-template-columns: .98fr 1.02fr;
    gap: 48px;
  }

  .market-feature {
    grid-template-columns: 1.1fr .9fr;
    gap: 34px;
    padding: 28px;
  }

  .market-feature figure,
  .about-media figure,
  .about-personal figure,
  .final-cta figure {
    min-height: 420px;
  }

  .program-grid {
    grid-template-columns: repeat(4, minmax(0, 1fr));
  }

  .blog-index {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .area-grid,
  .testimonial-grid,
  .loan-columns {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .proof-strip,
  .sitemap-grid {
    grid-template-columns: repeat(4, minmax(0, 1fr));
  }

  .steps {
    grid-template-columns: repeat(5, minmax(0, 1fr));
  }

  .comparison-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .section-head {
    display: flex;
    align-items: end;
    justify-content: space-between;
    gap: 24px;
  }

  .faq-copy {
    position: sticky;
    top: 128px;
  }

  .footer {
    grid-template-columns: 1.2fr repeat(3, 1fr);
    gap: 28px;
    padding: 56px clamp(24px, 7vw, 104px) 30px;
  }

  .footer > div {
    padding: 0;
    background: transparent;
    border-top: 0;
    border-right: 0;
    border-bottom: 0;
    border-left: 0;
    border-radius: 0;
  }

  .footer h3 {
    color: #fff;
  }
}